Frequently Asked Questions

Questions and Answers re: 21st Century Academy home study

Should I use a local share broker or an Australian Licensed Share Broker, and if so how do I find one?

We suggest that you use an Australian broker and with the 21st Century home study 24 months membership you will receive access to licensed share brokers.

How does the 90 day 100% money back guarantee work?

Its very simple. You have 90 days from the day you order the home study to study it and if you don’t believe that you can profit by at least 10 times the course investment (ten times $3,995 or nearly $40,000) then you can return it to us for a 100% refund. Refunds are then processed within 30 days of us receiving the program back.

How many people ask for a refund?

We have a refund rate of approximately 7% to 8%, i.e. 92% to 93% of our clients never request a refund and anyone who has been entitled to a refund has always received it no questions asked. This is done to ensure you have no risk in purchasing the program and can be guaranteed that what the program promises can be done in reality as long as you are prepared to take action.

Can I take a payment plan option?

Yes. About 60% of our clients take the payment plan option as it preserves their cash flow and works out at approximately $49 per week (charged at $199 per month). Those who pay up front in full receive a significant discount, thus they only pay the early bird rate of $3,995, plus $45 postage and handling.

What seminars are included with my 24 months membership and how long do I have to attend them?

You have a full 24 months to attend the following seminars: 4 day Education for Life, Internet and Business Mastery Seminar, Share and Property Mastery Seminar and Women’s Academy Seminar.

What happens after the 24 months membership?

You can extend to the 5 year membership for only $995 or payment plan. Includes access to the Blue Ribbon Graduate online forum, email support and ongoing access to all 21st Century Academy service providers, including Accounting, Share brokers and Property sourcing specialists, plus ongoing graduate discounts for 5 years.

Can I do these strategies on the share markets outside the Australian and US markets?

The share strategies covered in detail in the home study by licensed brokers use Australian shares as examples. However, you can use these strategies in any share market that has a liquid options market as long as it trades in U.S. style Options.

You can do it in many markets around the world, however we recommend you use the Australian Market for the following reasons. For New Zealand clients you will simply need to use the Australian market and not even consider the New Zealand market as it isn't possible at this point in time.

When you purchase the home study program you get ongoing support from our Australian licensed brokers. You can have a share account application and margin loan application (if you wish to borrow money) sent to you free of charge once you receive your home study program and they can implement the strategies for you. Remember its just one phone call a month and many of our clients have supplemented their income within 90 to 180 days of purchasing the home study. However, we suggest practicing for at least several months.

You also get access to our online forum simply by going to our website and clicking on discussion forum under resources section to ask your questions and network with other like-minded individuals.

If I’m from New Zealand, Singapore, Europe, Asia or America do the strategies still work and how much do I pay?

Yes, the strategies work wherever you live in the world with a few exceptions. The share strategies are best to be done on the Australian market or the U.S. market, which anyone in the world can easily access.

The success principles and the mindset of a millionaire are applicable no matter where in the world you live.

The property investing strategies vary from country to country and the property strategies covered are predominantly tailored to the Australian, New Zealand and U.K. Property Markets. However if you live outside these countries this is a good insight to investing in these property markets as they represent some of the best property markets in the world. An average person can become rich in a reasonably short period of time from property, i.e. 5 to 15 years or less.

However the principles for property investing can be adapted to other property markets, especially the United Kingdom and the United States. Other emerging property markets such as Asia, Eastern Europe and Latin America can also provide great property investing opportunities.

Am I charged in my local currency for the program?

The programs are charged in Australian dollars no matter where you live, so if paying for it by credit card, your credit card company will automatically convert it for you on your credit card statement. The Australian dollar is approximately $0.80 to the US dollar (as of early 2007) however this can vary.

Why does the 24 months membership cost the price charged?

Firstly, the cost of something is relative, i.e. is it expensive or cheap to do the course if you learn how to make $2,000 to $5,000 many months of the year or more for the rest of your life just from one strategy? After doing the course, many clients realise the program is very inexpensive.

When you consider what it costs to go to University compared to a modern day education for life, the costs are a lot more than $49 per week or $3,995. And does ones university fee come with a ten times your money back guarantee or its free? A University degree even though very valuable, doesn’t even guarantee a job, let alone skills that can produce real life results, such as an education for life.

Why isn’t the home study Free?

You should consider the following:

For instance, ignorance can be more expensive than education. Can most people afford to continue to miss out on $2,000 to $5,000 most months of the year in extra cash flow that many clients can produce within 90-180 days of doing the Program?

Regards, Rick and Alison
My Money Matters, a Wealth Creation Investment Opportunity